More Profit.
Lower Cost.

FiTerra consolidates everything a traditional deal requires into one structured process. From legal documentation of our structure, to lender & title coordination, closing support, and ongoing servicing — all designed to save you time & money.

✓

Zero-Risk Pricing

Nothing is paid today. All fees are collected only at closing — if your deal doesn't close, you pay nothing.

What You Get

Everything needed to close, included.

In a traditional transaction you'd pay separately for doc prep attorneys, lender coordinators, and loan servicers. FiTerra consolidates all of that into one streamlined team at incredible rates — and adds our proprietary optimized structure and document set. No outside counsel to hire. No separate vendors to manage.

Transaction Setup

✓

Structure analysis and design

✓

All specialized legal documentation

✓

Structure agreement preparation

✓

Lender coordination and submission

✓

Title company coordination

✓

Full closing coordination

Seller Services

✓

Structure optimization for your property

✓

Financing assistance and package prep

✓

Marketing support materials

✓

Buyer education and onboarding

✓

Access to FiTerra's lending network

Ongoing Support

✓

Servicing & Technology Support (payment collection, tracking, reporting)

✓

Optimized Payment Protection — buyer default coverage (coming soon)

✓

Tax and insurance monitoring

✓

Annual statements

✓

Buyout facilitation

Fee Schedule

One streamlined team. Incredible rates.

One required fee at closing. Everything else is optional and funded through the buyer's ongoing payments.

Required at Closing
Transaction Setup & Documentation
All legal documentation, structure design, agreement preparation, lender and title coordination, and full closing support — from first analysis to funded deal. You also receive FiTerra's proprietary optimzed structure and trademarked document set used in every transaction.
Replaces outside attorney doc prep and coordination fees, typically $1,200 – $2,500+ in a comparable transaction
Limited Offer
$1,499
$997
one-time · paid at closing

Optional — funded through buyer's ongoing payments

Coming Soon · Limited Release

Optimized Payment Protection Buyer default insurance, reimagined

Targeted rollout pricing5–8% of monthly fees

Surety-backed coverage that keeps your income flowing even when a buyer falls behind. Priced roughly 65% below comparable PMI, funded through the buyer's ongoing payments rather than out of your pocket, and stacked on top of your first-position termination rights. Launching in waves.

Waitlist members: priority enrollment + locked rollout pricing before GA

Optional

Concierge Capital Placement

Included w/Closing Costs

End-to-end representation to position, package, and place your financing through FiTerra's vetted lender network. We structure the file, run the process, and negotiate on your behalf to secure the strongest terms available — so you're not learning commercial lending on the fly.

1% of the Investment Interest loan amount, included in your closing costs and disclosed in your loan documents at signing. You pay only if we close — nothing out of pocket.

Included only if you elect to take Investment Interest cash at closing.

Replaces mortgage broker coordination fees typically charged by third-party originators (1–2% of loan amount)

Optional

Servicing & Technology Support

$20/mo +

plus $100 one-time setup fee

We run the ongoing relationship so you don't have to. Automated ACH collection of monthly fees, real-time payment tracking, annual tax-ready statements, and full access to your FiTerra deal dashboard — all from $20/month.

Higher tiers add priority response, delinquency workouts, and advanced reporting for multi-property portfolios.

You kept the income. We handle the operations.

Replaces third-party servicers typically charging $25–$50/mo for equivalent service

Optional

Buyer Due Diligence

Know exactly who you're selling to before you sign. FiTerra coordinates credit, background, and income verification through pre-negotiated vendor relationships — results are delivered directly to you as one consolidated report.

✓

Credit Report

Tri-merge via FiTerra's discounted vendor

✓

Background Check

Criminal, eviction & public records

✓

Income Verification

Independent employment & income check

✓

Buyer Scorecard

FiTerra's structured qualification summary

Discounted vendor rates

FiTerra has negotiated rates with our vendor partners. These are passed to you at or below standard market cost — no separate accounts needed, no vendor hunting.

Real World Example

$200,000 property — how the numbers compare.

The same property, three paths. Closing costs broken out so you can see exactly where every dollar goes.

Option 1

Traditional Sale

Discounted to move quickly

Sale Price

Accepted offer (15% below asking)

$170,000

Seller Costs

Mortgage payoff

−$75,000

Agent commission (6%)

−$10,200

Title insurance

−$1,100

Transfer taxes & recording

−$730

Attorney / doc prep

−$900

Net to Seller

One-time · no ongoing income

$82,070

Option 2

Traditional Owner Finance

30-year note at 6% interest & 15% down

Sale Price

Full asking

$200,000

Seller Costs

Mortgage payoff

−$75,000

Agent commission (6%)

−$12,000

Title insurance

−$1,150

Transfer taxes & recording

−$770

Attorney / doc prep

−$1,300

Seller-financed amount (85%)

−$170,000

⚠

Seller must cover payoff shortfall at close or arrange a wrap mortgage.

Cash Required at Close

+ $1,019/mo note income

−$60,220

FiTerra Structure

FiTerra Optimized Owner Finance

Investment Interest @ 6%

Sale Price

Full asking (10% premium)

$220,000

Seller Costs

Mortgage payoff

−$75,000

Agent commission (6%)

−$13,200

Title insurance

−$1,200

Transfer taxes & recording

−$800

FiTerra fee (replaces doc prep)

−$997

Investment Interest retained (60%)

−$132,000

Investment Interest cash-out (80% LTV)

+$105,600

Net to Seller

+ $660/mo passive income

$102,403

FiTerra puts $102K cash in your pocket at closing — vs. traditional owner financing where you'd need to bring $60,220 to close. Plus, FiTerra's structure commands a 10% price premium traditional owner finance can't match.

Standard third-party closing costs — same across all three paths

Typically Seller-Paid

Title insurance policy

Property survey (if required)

Transfer taxes and recording fees

Prorated property taxes

Typically Buyer-Paid

Appraisal fee

Inspection fees

Lender fees and origination

Recording fees on buyer's mortgage

See your specific numbers.

Every property is different. Run your analysis free — no contact info required, results in under two minutes.

Zero-risk: Nothing is paid today — all fees are collected only at closing. Recurring rates locked for 12 months from confirmation.